Welcome to the Treehouse Community

Want to collaborate on code errors? Have bugs you need feedback on? Looking for an extra set of eyes on your latest project? Get support with fellow developers, designers, and programmers of all backgrounds and skill levels here with the Treehouse Community! While you're at it, check out some resources Treehouse students have shared here.

Looking to learn something new?

Treehouse offers a seven day free trial for new students. Get access to thousands of hours of content and join thousands of Treehouse students and alumni in the community today.

Start your free trial

Business

Konrad Pilch
Konrad Pilch
2,435 Points

Insurance: what is public liability and completion insurance?

HI, can somebody help me to provide the information for this?

Insurance: what is public liability and completion insurance?

Think about the content of the creative media product that you are producing. Will you be using all your own original material or will you be incorporating some existing material into your work?

What are the copyright implications? How do you plan to get over these?

2 Answers

Your questions touch on very complicated subjects and you have not provided enough information on the insurance questions to completely answer, but I will give you an educated guess.

All of the insurance questions depend on the jurisdiction you are in. Insurance varies widely from country to country and in subtle, but sometimes significant ways, from state to state. My guess on public liability insurance would be coverage for claims of injury to the public at large as opposed to your client. A term I am more familiar with is general commercial liability insurance, which covers all sorts of things for a business from trips and falls on the business property, to employee theft, to reputation injuries. You have to read the policy to see the actual coverages and exclusions.

I have not dealt with completion insurance, but my guess is that it provides coverage for claims of injury to your client if you do not complete your work on time. I would be very careful about this type of insurance and read the coverages and exclusions very carefully to make sure it covers what you want and need. I would not think that most web designers would need this coverage as the damages for a late web design would be very speculative..

Copyright is a whole different subject. There are different copyright rules from country to country, but the United States governs copyright at the federal level, so there is no difference from state to state. All material is copyritten unless it is in the public domain (even this answer). The copyright symbol is not required, but does provide more protection. There is a fair use doctrine and other doctrines that allow use of protected material. This is a very complex area of law that requires years of study to really understand the nuances, and then lawyers specialize in areas of copyright like web issues, print, art, etc.

I intend to handle copyright issues by using open source products or products that are free. Always include the copyright information that came with the product or cite the source of the code. Code is tricky because there are only so many commands. The protection comes in a compilation of code to create something special. For example, the css code: h1 {color: blue;} itself does not have a copyright. But if that is coded into a product like Bootstrap, it does have a copyright in the context of the larger code compilation.

If you look to another code for how to solve a problem and then you use the concept in your own work, no problem. If you copy one standard code block, no problem. If there is a particularly innovative code block, you are getting closer to having problems. If you copy functionality, you may be in more trouble. Copy all of Bootstrap and pass it off as your own work, you have certainly crossed the copyright line.

I hope this helps, but your questions are not simple.

Konrad Pilch
Konrad Pilch
2,435 Points

Wow thank you :) Im doing a work from college and I don't really know what do do. Plus the teacher, like you said, didn't give enough information .

Konrad Pilch
Konrad Pilch
2,435 Points

Iv done copyright and the first too.
That's what I have to do:
Type of production: One paragraph explaining your production,
where it is intended to be shown and who is the target audience.
Finance:
identify costs to set yourself up as a graphic designer.
http://net.workspace.co.uk/social/resources/starting-a-graphicdesign-
business/
Time: Research timescales for the production of a magazine. How
much time is spent on avergae for pre-production, production and
post production. Give examples. How long was your production
schedule?
Personnel: What are typical roles in magazine production? List the
10 most common and what they do. What production roles will you
need? http://creativeskillset.org/creative_industries/publishing/
job_roles
Facilities: What facilities would a magazine need? Give examples.
http://www.warners.co.uk/printing-services/magazine-printing/s
Materials: photo-library materials
http://www.self-publishing-coach.com/royalty-free-images.html
Contributors: Writers, Photographers, Graphic Designers
https://nationalcareersservice.direct.gov.uk/advice/planning/
jobprofiles/pages/graphicdesigner.aspx
https://nationalcareersservice.direct.gov.uk/advice/planning/
jobprofiles/pages/magazinejournalist.aspx
http://creativeskillset.org/creative_industries/photo_imaging/
job_roles/378_fashion_photographer
Locations: identification; recces; limitations and risks, eg distance, access, cost, weather. Include a scan of your Risk Assessment.
http://www.videomaker.com/article/8946-11-tips-for-locationscouting

Copyright:
Visit the Intellectual Property Office website at www.ipo.gov.uk and find the answers to the following
questions.
1 Can you copyright an idea?
2 What sort of material does copyright protect?
3 Is there an official registration system for copyright?
4 What steps can you take to help prove that you own the copyright to
a particular piece of work?
5 How long does copyright last for?
6 What do you need to do to use a piece of copyright material?
Insurance: what is public liability and completion insurance?
Think about the content of the creative media product that you are
producing.
Will you be using all your own original material or will you be
incorporating some existing material into your work?
are the copyright implications?
How do you plan to get over these?
Regulation:
Press Complaints Commission (PCC)
Trade Unions: Broadcasting
National Union of Journalists (NUJ)

Quick answers to my understanding based in the US.

  1. no copyright of ideas.

  2. protection for any content in any media form. the internet is still evolving but protected.

  3. Yes

  4. Document creation date. Registration is good, too, but not necessary. More protection if registered.

  5. Good question. You have to look that up.

  6. Obtain permission and follow the terms of the grant. Permission is often in the form of a license.

One last thing. Public Domain does not mean published. It is a term of art that should be looked up for a proper understanding.

Konrad Pilch
Konrad Pilch
2,435 Points

Thank you, I added these points :) The number 5 is here on treehouse in business under Copyright Basics and I found a bit more about it too.

My problem is that I cant do the rest of it. I just don't get it what I ment to do .

The length of protection may be different in the UK. But there is probably a treaty. I know the US made it longer not too long ago to protect Disney movies from passing into the public domain. Since Treehouse is in the US, I would confirm the UK is the same. As far as the rest, I don't know.

Konrad Pilch
Konrad Pilch
2,435 Points

Well, Thank you for your time and effort . I guess treehouse isn't the best place to ask these kind of questions , or maybe , its probably rare to get some help from a person that do this since TTH is more focused on desing for mobile, pc, apps, website and not magazines and stuff : / teachers are soo annojing , they cant be bother to do the required work.. I would finish it by now if that would be somehow detailed . Not like Materials: photo-library materials http://www.self-publishing-coach.com/royalty-free-images.html

What does that ment to mean? ... but I really want to finish it by next week so I finish this college and do importand stuff like TTH courses.

Royalty free means the terms of use does not include payment for use, or royalties.